I would never wear jeans like this without a belt or with a t-shirt and heels. I would wear ballet flats, of course, but if I'm going to wear heels with jeans I feel like my shirt needs to be nicer than a t-shirt.
And I'm a firm believer that if there are belt loops...a belt is required.
Prolly just me though and I'm okay with that.
What do YOU think? Would you wear this outfit?